Welcome to the First Consulting & Administration ("FCA") Web Site. Because your privacy online is very important to us, we want you to understand our practices with regard to collecting and using your information. This Privacy Statement is not intended to supercede or modify the terms of any agreement between FCA and another party and where inconsistent, the terms of the agreement control.

Collection, Use and Disclosure of Information

You do not need to reveal any personally identifiable information to browse the FCA Web Site.

Customer Information

If you order an FCA product, subscribe or utilize an FCA online service, or register for an FCA seminar or meeting online, FCA collects your name, address, telephone number, e-mail address, company name, and other information. FCA collects this information for purposes of fulfilling orders for consulting services, filings, products, registering for seminars and meetings, and billing. FCA may also use this information to create general mailing lists to send customers marketing and other promotional material. FCA may also collect credit card information if you are making an online purchase. FCA uses this information for billing purposes only.

FCA may collect and store the Internet Protocol (the IP address) of the computer you are using, and the date and time you accessed the FCA site. FCA may also track the pages or documents accessed within its site. This information is collected for systems administration and for analyzing and improving the value of the material available on the FCA Web Site.

FCA uses information collected over the Internet to process your requests, communicate back to you and improve our web site. FCA does not provide customer information collected over the Internet to third parties.

Correction and Opt-Out Procedures

If your personally identifiable customer information changes, we will endeavor to correct, update or remove the personal data provided to us. Please visit the FCA "Contact Us" page and tell us about the needed corrections. You can also send your request for change to our office at 929 Walnut, Suite 300, Kansas City, MO 64106. If you no longer wish to receive FCA newsletters, promotional materials or other electronic communications, you may opt-out by replying to "Contact Us" and inserting the term "unsubscribe" in the Question or Services box.

Links to Other Web Sites

FCA provides links to third-party web sites as a convenience to its users. The inclusion of any link does not imply an endorsement or recommendation of the third-party organization, its web site, or its products and services. FCA has not reviewed and is not responsible for the privacy practices or content of such web sites.

Notification of Change

FCA reserves the right to change its privacy policy. The most current privacy policy will be posted on this Web Site so you are always aware of what information FCA collects, how it is used, and under what circumstances, if any, it is disclosed.